// Base URL of the Payment Gateway. Do not include the version.
$configArray["gatewayUrl"] = "https://paymentgateway.commbank.com.au/api/rest/";
// Merchant ID supplied by your payments provider
$configArray["merchantId"] = "XXXXXXXXXXXXXXXXXXX";
// API username in the format below where Merchant ID is the same as above
$configArray["apiUsername"] = "merchant.XXXXXXXXXXXXXXX";
// API password which can be configured in Merchant Administration
$configArray["password"] = "XXXXXXXXXXXXXX";