Question

我正在为移动应用程序实施REST API，我需要在其中实现功能，以便直接向客户付款到他们的银行帐户。我已经集成了Stripe支付网关来完成提供功能的支付流程向已连接的Stripe帐户的银行帐户或借记卡发起付款。

<?php
require_once('vendor/autoload.php');
\Stripe\Stripe::setApiKey("sk_test_tD8Pxvmv2sOhucPuhqvPDvSP");
  $error = '';
  $success = '';

if ($_POST) {

  try {
    if (!isset($_POST['stripeToken']))
      throw new Exception("The Stripe Token was not generated correctly");
    $payment_result=\Stripe\Charge::create(array("amount" => 2000,
                                "currency" => "usd",
                                "card" => $_POST['stripeToken']));

    $success = 'Your payment was successful.';
  }
  catch (Exception $e) {
    $error = $e->getMessage();
  }


}

try{




$Account=\Stripe\Account::create(array(
  "type" => "custom",
  "country" => "US",
  "email" => "demo3455675666gfg5@info.com"
));

if($Account!=NULL){ 

$TokenInfo=\Stripe\Token::create(array(
  "bank_account" => array(
    "country" => "US",
    "currency" => "usd",
    "account_holder_name" => "Mason Wilson",
    "account_holder_type" => "individual",
    "routing_number" => "110000000",
    "account_number" => "000123456789"
  )
));

$external_account_info=$Account->external_accounts->create(array("external_account" => $TokenInfo->id));

$payout_response=\Stripe\Payout::create(array(
  "amount" => 400,
  "currency" => "usd",
  "destination"=>$external_account_info->id
));

}
}
catch(Exception $e)
{
    echo $e->getMessage();exit;
}








?>

<!DOCTYPE html>
<html lang="en">
    <head>
        <meta http-equiv="Content-type" content="text/html; charset=utf-8" />
        <title>Stripe Getting Started Form</title>
        <script type="text/javascript" src="https://js.stripe.com/v1/"></script>
        <!-- jQuery is used only for this example; it isn't required to use Stripe -->
        <script type="text/javascript" src="https://ajax.googleapis.com/ajax/libs/jquery/1.6.2/jquery.min.js"></script>
        <script type="text/javascript">
            // this identifies your website in the createToken call below
            Stripe.setPublishableKey('pk_test_W2y6W7HcwlV02a8MuCQUHnDn');
            function stripeResponseHandler(status, response) {
                if (response.error) {
                    // re-enable the submit button
                    $('.submit-button').removeAttr("disabled");
                    // show the errors on the form
                    $(".payment-errors").html(response.error.message);
                } else {
                    var form$ = $("#payment-form");
                    // token contains id, last4, and card type
                    var token = response['id'];
                    // insert the token into the form so it gets submitted to the server
                    form$.append("<input type='hidden' name='stripeToken' value='" + token + "' />");
                    // and submit
                    form$.get(0).submit();
                }
            }
            $(document).ready(function() {
                $("#payment-form").submit(function(event) {
                    // disable the submit button to prevent repeated clicks
                    $('.submit-button').attr("disabled", "disabled");
                    // createToken returns immediately - the supplied callback submits the form if there are no errors
                    Stripe.createToken({
                        number: $('.card-number').val(),
                        cvc: $('.card-cvc').val(),
                        exp_month: $('.card-expiry-month').val(),
                        exp_year: $('.card-expiry-year').val()
                    }, stripeResponseHandler);
                    return false; // submit from callback
                });
            });
        </script>
    </head>
    <body>
        <h1>Charge $10 with Stripe</h1>
        <!-- to display errors returned by createToken -->
        <span class="payment-errors"><?= $error ?></span>
        <span class="payment-success"><?= $success ?></span>
        <form action="" method="POST" id="payment-form">
            <div class="form-row">
                <label>Card Number</label>
                <input type="text" size="20" autocomplete="off" class="card-number" />
            </div>
            <div class="form-row">
                <label>CVC</label>
                <input type="text" size="4" autocomplete="off" class="card-cvc" />
            </div>
            <div class="form-row">
                <label>Expiration (MM/YYYY)</label>
                <input type="text" size="2" class="card-expiry-month"/>
                <span> / </span>
                <input type="text" size="4" class="card-expiry-year"/>
            </div>
            <button type="submit" class="submit-button">Submit Payment</button>
        </form>
    </body>
</html>

执行上面的代码片段时，它会生成一个错误，指出

没有这样的外部账户：ba_1CHYY2DVYgPG6LmYtQdcu53B

请建议我使用Stripe支付网关向银行帐户付款的合适解决方案。

Answer 1

您创建付款的电话失败，因为您是在条带帐户上执行它，而不是已连接条带帐户。< / p>

您需要在付款通话中添加条带帐户标题，因为银行帐户已附加到已连接帐户而非您自己的Stripe帐户。

$payout_response=\Stripe\Payout::create(array(
  "amount" => 400,
  "currency" => "usd",
  "destination"=>$external_account_info->id
),
  array("stripe_account"=>$Account->id)
);

有关此https://stripe.com/docs/connect/authentication#stripe-account-header

的更多信息，请参阅此处

退一步，支付到银行账户的资金来自Connect账户的余额。要将资金存入 Connected Account 的余额，您需要使用此处描述的方法之一，您很可能会使用目标费用或分开收费和转账

https://stripe.com/docs/connect/charges

使用Stripe支付网关向银行帐户发起付款

1 个答案: