我正在开发一个界面，使用带有NFC和智能卡/芯片阅读器的Android设备从信用卡读取信息。有了这张卡，我可以使用NFC读取信息，但是当使用芯片阅读器时，我会得到不同的错误，例如＃34; 6E 00 - 不支持类＆＃34;或＆＃34; 69 85 - 不满足使用条件＆＃34; 。第一个APDU很好，但在发送＆＃34; 80 a8 00 00 02 83 00 00＆＃34;我得到了错误。请参阅下面的完整不成功的APDU消息流程：
transceive(3) in: 00 a4 04 00 0e 32 50 41 59 2e 53 59 53 2e 44 44 46 30 31 00
SendAPDU data: 00 a4 04 00 0e 32 50 41 59 2e 53 59 53 2e 44 44 46 30 31 00,tw:3
tmpTransTimeout(3):0
SendAPDU ret:0,outlen:91,tw:3
picc transceive success!
transceive out: 6f 57 84 0e 32 50 41 59 2e 53 59 53 2e 44 44 46 30 31 a5 45 bf 0c 42 61 1b 4f 07 a0 00 00 00 42 10 10 50 02 43 42 87 01 01 9f 2a 08 02 00 00 00 00 00 00 00 61 23 4f 07 a0 00 00 00 04 10 10 50 0a 4d 41 53 54 45 52 43 41 52 44 87 01 02 9f 2a 08 02 00 00 00 00 00 00 00 90 00
resp: 6F 57 84 0E 32 50 41 59 2E 53 59 53 2E 44 44 46 30 31 A5 45 BF 0C 42 61 1B 4F 07 A0 00 00 00 42 10 10 50 02 43 42 87 01 01 9F 2A 08 02 00 00 00 00 00 00 00 61 23 4F 07 A0 00 00 00 04 10 10 50 0A 4D 41 53 54 45 52 43 41 52 44 87 01 02 9F 2A 08 02 00 00 00 00 00 00 00 90 00
resp:
6F 57 -- File Control Information (FCI) Template
84 0E -- Dedicated File (DF) Name
32 50 41 59 2E 53 59 53 2E 44 44 46 30 31 (BINARY)
A5 45 -- File Control Information (FCI) Proprietary Template
BF 0C 42 -- File Control Information (FCI) Issuer Discretionary Data
61 1B -- Application Template
4F 07 -- Application Identifier (AID) - card
A0 00 00 00 42 10 10 (BINARY)
50 02 -- Application Label
43 42 (=CB)
87 01 -- Application Priority Indicator
01 (BINARY)
9F 2A 08 -- The value to be appended to the ADF Name in the data field of the SELECT command, if the Extended Selection Support flag is present and set to 1
02 00 00 00 00 00 00 00 (BINARY)
61 23 -- Application Template
4F 07 -- Application Identifier (AID) - card
A0 00 00 00 04 10 10 (BINARY)
50 0A -- Application Label
4D 41 53 54 45 52 43 41 52 44 (=MASTERCARD)
87 01 -- Application Priority Indicator
02 (BINARY)
9F 2A 08 -- The value to be appended to the ADF Name in the data field of the SELECT command, if the Extended Selection Support flag is present and set to 1
02 00 00 00 00 00 00 00 (BINARY)
90 00 -- Command successfully executed (OK)
resp: Command successfully executed (OK)
transceive(3) in: 00 a4 04 00 07 a0 00 00 00 42 10 10 00
SendAPDU data: 00 a4 04 00 07 a0 00 00 00 42 10 10 00,tw:3
SendAPDU ret:0,outlen:63,tw:3
picc transceive success!
transceive out: 6f 3b 84 07 a0 00 00 00 42 10 10 a5 30 50 02 43 42 87 01 01 9f 11 01 01 9f 12 0e 54 72 61 6e 73 61 63 74 69 6f 6e 20 43 42 5f 2d 04 66 72 65 6e bf 0c 0a df 60 02 0b 14 9f 4d 02 0b 14 90 00
resp: 6F 3B 84 07 A0 00 00 00 42 10 10 A5 30 50 02 43 42 87 01 01 9F 11 01 01 9F 12 0E 54 72 61 6E 73 61 63 74 69 6F 6E 20 43 42 5F 2D 04 66 72 65 6E BF 0C 0A DF 60 02 0B 14 9F 4D 02 0B 14 90 00
resp:
6F 3B -- File Control Information (FCI) Template
84 07 -- Dedicated File (DF) Name
A0 00 00 00 42 10 10 (BINARY)
A5 30 -- File Control Information (FCI) Proprietary Template
50 02 -- Application Label
43 42 (=CB)
87 01 -- Application Priority Indicator
01 (BINARY)
9F 11 01 -- Issuer Code Table Index
01 (NUMERIC)
9F 12 0E -- Application Preferred Name
54 72 61 6E 73 61 63 74 69 6F 6E 20 43 42 (=Transaction CB)
5F 2D 04 -- Language Preference
66 72 65 6E (=fren)
BF 0C 0A -- File Control Information (FCI) Issuer Discretionary Data
DF 60 02 -- VISA Log Entry
0B 14 (BINARY)
9F 4D 02 -- Log Entry
0B 14 (BINARY)
90 00 -- Command successfully executed (OK)
resp: Command successfully executed (OK)
transceive(3) in: 80 a8 00 00 02 83 00 00
SendAPDU data: 80 a8 00 00 02 83 00 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6e 00
resp: 6E 00
resp:
6E 00 -- Class not supported
resp: Class not supported
transceive(3) in: 80 a8 00 00 02 83 00 00
SendAPDU data: 80 a8 00 00 02 83 00 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 69 85
resp: 69 85
resp:
69 85 -- Conditions of use not satisfied
resp: Conditions of use not satisfied
transceive(3) in: 00 a4 04 00 0f a0 00 00 00 42 10 10 02 00 00 00 00 00 00 00 00
SendAPDU data: 00 a4 04 00 0f a0 00 00 00 42 10 10 02 00 00 00 00 00 00 00 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 07 a0 00 00 00 04 10 10 00
SendAPDU data: 00 a4 04 00 07 a0 00 00 00 04 10 10 00,tw:3
SendAPDU ret:0,outlen:67,tw:3
picc transceive success!
transceive out: 6f 3f 84 07 a0 00 00 00 04 10 10 a5 34 50 0a 4d 41 53 54 45 52 43 41 52 44 87 01 02 9f 11 01 01 9f 12 0a 4d 41 53 54 45 52 43 41 52 44 5f 2d 04 66 72 65 6e bf 0c 0a df 60 02 0b 14 9f 4d 02 0b 14 90 00
resp: 6F 3F 84 07 A0 00 00 00 04 10 10 A5 34 50 0A 4D 41 53 54 45 52 43 41 52 44 87 01 02 9F 11 01 01 9F 12 0A 4D 41 53 54 45 52 43 41 52 44 5F 2D 04 66 72 65 6E BF 0C 0A DF 60 02 0B 14 9F 4D 02 0B 14 90 00
resp:
6F 3F -- File Control Information (FCI) Template
84 07 -- Dedicated File (DF) Name
A0 00 00 00 04 10 10 (BINARY)
A5 34 -- File Control Information (FCI) Proprietary Template
50 0A -- Application Label
4D 41 53 54 45 52 43 41 52 44 (=MASTERCARD)
87 01 -- Application Priority Indicator
02 (BINARY)
9F 11 01 -- Issuer Code Table Index
01 (NUMERIC)
9F 12 0A -- Application Preferred Name
4D 41 53 54 45 52 43 41 52 44 (=MASTERCARD)
5F 2D 04 -- Language Preference
66 72 65 6E (=fren)
BF 0C 0A -- File Control Information (FCI) Issuer Discretionary Data
DF 60 02 -- VISA Log Entry
0B 14 (BINARY)
9F 4D 02 -- Log Entry
0B 14 (BINARY)
90 00 -- Command successfully executed (OK)
resp: Command successfully executed (OK)
transceive(3) in: 80 a8 00 00 02 83 00 00
SendAPDU data: 80 a8 00 00 02 83 00 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6e 00
resp: 6E 00
resp:
6E 00 -- Class not supported
resp: Class not supported
transceive(3) in: 80 a8 00 00 02 83 00 00
SendAPDU data: 80 a8 00 00 02 83 00 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 69 85
resp: 69 85
resp:
69 85 -- Conditions of use not satisfied
resp: Conditions of use not satisfied
transceive(3) in: 00 a4 04 00 0f a0 00 00 00 04 10 10 02 00 00 00 00 00 00 00 00
SendAPDU data: 00 a4 04 00 0f a0 00 00 00 04 10 10 02 00 00 00 00 00 00 00 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 05 a0 00 00 00 03 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 00 03 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 07 a0 00 00 00 03 10 10 00
SendAPDU data: 00 a4 04 00 07 a0 00 00 00 03 10 10 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 07 a0 00 00 00 98 08 48 00
SendAPDU data: 00 a4 04 00 07 a0 00 00 00 98 08 48 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 05 a0 00 00 00 04 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 00 04 00,tw:3
SendAPDU ret:0,outlen:67,tw:3
picc transceive success!
transceive out: 6f 3f 84 07 a0 00 00 00 04 10 10 a5 34 50 0a 4d 41 53 54 45 52 43 41 52 44 87 01 02 9f 11 01 01 9f 12 0a 4d 41 53 54 45 52 43 41 52 44 5f 2d 04 66 72 65 6e bf 0c 0a df 60 02 0b 14 9f 4d 02 0b 14 90 00
resp: 6F 3F 84 07 A0 00 00 00 04 10 10 A5 34 50 0A 4D 41 53 54 45 52 43 41 52 44 87 01 02 9F 11 01 01 9F 12 0A 4D 41 53 54 45 52 43 41 52 44 5F 2D 04 66 72 65 6E BF 0C 0A DF 60 02 0B 14 9F 4D 02 0B 14 90 00
resp:
6F 3F -- File Control Information (FCI) Template
84 07 -- Dedicated File (DF) Name
A0 00 00 00 04 10 10 (BINARY)
A5 34 -- File Control Information (FCI) Proprietary Template
50 0A -- Application Label
4D 41 53 54 45 52 43 41 52 44 (=MASTERCARD)
87 01 -- Application Priority Indicator
02 (BINARY)
9F 11 01 -- Issuer Code Table Index
01 (NUMERIC)
9F 12 0A -- Application Preferred Name
4D 41 53 54 45 52 43 41 52 44 (=MASTERCARD)
5F 2D 04 -- Language Preference
66 72 65 6E (=fren)
BF 0C 0A -- File Control Information (FCI) Issuer Discretionary Data
DF 60 02 -- VISA Log Entry
0B 14 (BINARY)
9F 4D 02 -- Log Entry
0B 14 (BINARY)
90 00 -- Command successfully executed (OK)
resp: Command successfully executed (OK)
transceive(3) in: 80 a8 00 00 02 83 00 00
SendAPDU data: 80 a8 00 00 02 83 00 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6e 00
resp: 6E 00
resp:
6E 00 -- Class not supported
resp: Class not supported
transceive(3) in: 80 a8 00 00 02 83 00 00
SendAPDU data: 80 a8 00 00 02 83 00 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 69 85
resp: 69 85
resp:
69 85 -- Conditions of use not satisfied
resp: Conditions of use not satisfied
transceive(3) in: 00 a4 04 00 05 a0 00 00 00 05 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 00 05 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 05 a0 00 00 00 25 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 00 25 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 05 a0 00 00 00 42 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 00 42 00,tw:3
SendAPDU ret:0,outlen:63,tw:3
picc transceive success!
transceive out: 6f 3b 84 07 a0 00 00 00 42 10 10 a5 30 50 02 43 42 87 01 01 9f 11 01 01 9f 12 0e 54 72 61 6e 73 61 63 74 69 6f 6e 20 43 42 5f 2d 04 66 72 65 6e bf 0c 0a df 60 02 0b 14 9f 4d 02 0b 14 90 00
resp: 6F 3B 84 07 A0 00 00 00 42 10 10 A5 30 50 02 43 42 87 01 01 9F 11 01 01 9F 12 0E 54 72 61 6E 73 61 63 74 69 6F 6E 20 43 42 5F 2D 04 66 72 65 6E BF 0C 0A DF 60 02 0B 14 9F 4D 02 0B 14 90 00
resp:
6F 3B -- File Control Information (FCI) Template
84 07 -- Dedicated File (DF) Name
A0 00 00 00 42 10 10 (BINARY)
A5 30 -- File Control Information (FCI) Proprietary Template
50 02 -- Application Label
43 42 (=CB)
87 01 -- Application Priority Indicator
01 (BINARY)
9F 11 01 -- Issuer Code Table Index
01 (NUMERIC)
9F 12 0E -- Application Preferred Name
54 72 61 6E 73 61 63 74 69 6F 6E 20 43 42 (=Transaction CB)
5F 2D 04 -- Language Preference
66 72 65 6E (=fren)
BF 0C 0A -- File Control Information (FCI) Issuer Discretionary Data
DF 60 02 -- VISA Log Entry
0B 14 (BINARY)
9F 4D 02 -- Log Entry
0B 14 (BINARY)
90 00 -- Command successfully executed (OK)
resp: Command successfully executed (OK)
transceive(3) in: 80 a8 00 00 02 83 00 00
SendAPDU data: 80 a8 00 00 02 83 00 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6e 00
resp: 6E 00
resp:
6E 00 -- Class not supported
resp: Class not supported
transceive(3) in: 80 a8 00 00 02 83 00 00
SendAPDU data: 80 a8 00 00 02 83 00 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 69 85
resp: 69 85
resp:
69 85 -- Conditions of use not satisfied
resp: Conditions of use not satisfied
transceive(3) in: 00 a4 04 00 05 a0 00 00 00 29 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 00 29 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 05 a0 00 00 00 65 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 00 65 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 07 a0 00 00 01 21 10 10 00
SendAPDU data: 00 a4 04 00 07 a0 00 00 01 21 10 10 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 07 a0 00 00 01 41 00 01 00
SendAPDU data: 00 a4 04 00 07 a0 00 00 01 41 00 01 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 07 a0 00 00 01 52 30 10 00
SendAPDU data: 00 a4 04 00 07 a0 00 00 01 52 30 10 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 05 a0 00 00 01 54 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 01 54 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 05 a0 00 00 02 28 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 02 28 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 05 a0 00 00 02 77 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 02 77 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 05 a0 00 00 03 24 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 03 24 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 05 a0 00 00 03 33 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 03 33 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 05 a0 00 00 03 59 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 03 59 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 05 a0 00 00 03 71 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 03 71 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 05 a0 00 00 04 39 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 04 39 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 07 a0 00 00 05 24 10 10 00
SendAPDU data: 00 a4 04 00 07 a0 00 00 05 24 10 10 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 07 a0 00 00 04 32 00 01 00
SendAPDU data: 00 a4 04 00 07 a0 00 00 04 32 00 01 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 09 d2 76 00 00 25 45 50 01 00 00
SendAPDU data: 00 a4 04 00 09 d2 76 00 00 25 45 50 01 00 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 07 d5 78 00 00 02 10 10 00
SendAPDU data: 00 a4 04 00 07 d5 78 00 00 02 10 10 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 07 f0 00 00 00 03 00 01 00
SendAPDU data: 00 a4 04 00 07 f0 00 00 00 03 00 01 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 06 a0 00 00 00 24 01 00
SendAPDU data: 00 a4 04 00 06 a0 00 00 00 24 01 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 07 a0 00 00 01 21 10 10 00
SendAPDU data: 00 a4 04 00 07 a0 00 00 01 21 10 10 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 05 a0 00 00 04 54 00
SendAPDU data: 00 a4 04 00 05 a0 00 00 04 54 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 06 a0 00 00 04 76 6c 00
SendAPDU data: 00 a4 04 00 06 a0 00 00 04 76 6c 00,tw:3
isIccInsert:1
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
transceive(3) in: 00 a4 04 00 07 a0 00 00 03 71 00 01 00
SendAPDU data: 00 a4 04 00 07 a0 00 00 03 71 00 01 00,tw:3
SendAPDU ret:0,outlen:2,tw:3
picc transceive success!
transceive out: 6a 82
resp: 6A 82
resp:
6A 82 -- File not found
resp: File not found
reconnect
答案 0 :(得分：0)
According to the Specification (V4.3 Book 1 Table 43) your FCI after reading the PSE should contain a mandatory field with Tag 88 (SFI), so i don't really understand your FCI. It is missing a mandatory field (tag 88). Are you sure of that response you posted?. See Table 43 Book 1 v4.3. Which specification are you using?. Also to get the application of your card you can use for transaction, would require you to proceed as in Book 1 chapter 12.3.2. From which you might actually find out that your application provide a PDOL, which you have to provide before you can successfully read the processing options. That is why you might be getting 69 85.