我正在尝试编写一个查找汽车保险付款$InterestRate
值的函数。我在代码下面插入了表格:
目前我尝试过:
function interestRate() {
if ((int)$VehicleYear >= 2001) && (int)$VehicleYear <= 2005){
$Term = 24;
if ((int)$CreditScore >= 720){
$InterestRate = 15.90;
}
elseif ((int)$CreditScore >= 610) || ((int)$CreditScore <= 719) {
$InterestRate = 19.90;
}
elseif ((int)$CreditScore >= 580) || ((int)$CreditScore <= 609) {
$InterestRate = 22.90;
}
elseif ((int)$CreditScore >= 530) || ((int)$CreditScore <= 579) {
$InterestRate = 22.90;
}
elseif ((int)$CreditScore >= 489) || ((int)$CreditScore <= 529) {
$InterestRate = 22.90;
}
}
if ((int)$VehicleYear == 2006){
$Term = 24;
if ((int)$CreditScore >= 720){
$InterestRate = 15.90;
}
elseif ((int)$CreditScore >= 610) || ((int)$CreditScore <= 719) {
$InterestRate = 18.90;
}
elseif ((int)$CreditScore >= 580) || ((int)$CreditScore <= 609) {
$InterestRate = 21.90;
}
elseif ((int)$CreditScore >= 530) || ((int)$CreditScore <= 579) {
$InterestRate = 22.90;
}
elseif ((int)$CreditScore >= 489) || ((int)$CreditScore <= 529) {
$InterestRate = 22.90;
}
}
if ((int)$VehicleYear == 2007){
$Term = 36;
if ((int)$CreditScore >= 720){
$InterestRate = 15.90;
}
elseif ((int)$CreditScore >= 610) || ((int)$CreditScore <= 719) {
$InterestRate = 18.90;
}
elseif ((int)$CreditScore >= 580) || ((int)$CreditScore <= 609) {
$InterestRate = 21.90;
}
elseif ((int)$CreditScore >= 530) || ((int)$CreditScore <= 579) {
$InterestRate = 22.90;
}
elseif ((int)$CreditScore >= 489) || ((int)$CreditScore <= 529) {
$InterestRate = 22.90;
}
}
if ((int)$VehicleYear == 2008){
$Term = 36;
if ((int)$CreditScore >= 720){
$InterestRate = 14.90;
}
elseif ((int)$CreditScore >= 610) || ((int)$CreditScore <= 719) {
$InterestRate = 17.90;
}
elseif ((int)$CreditScore >= 580) || ((int)$CreditScore <= 609) {
$InterestRate = 21.90;
}
elseif ((int)$CreditScore >= 530) || ((int)$CreditScore <= 579) {
$InterestRate = 21.90;
}
elseif ((int)$CreditScore >= 489) || ((int)$CreditScore <= 529) {
$InterestRate = 21.90;
}
}
if ((int)$VehicleYear == 2009){
$Term = 36;
if ((int)$CreditScore >= 720){
$InterestRate = 14.90;
}
elseif ((int)$CreditScore >= 610) || ((int)$CreditScore <= 719) {
$InterestRate = 17.90;
}
elseif ((int)$CreditScore >= 580) || ((int)$CreditScore <= 609) {
$InterestRate = 20.90;
}
elseif ((int)$CreditScore >= 530) || ((int)$CreditScore <= 579) {
$InterestRate = 20.90;
}
elseif ((int)$CreditScore >= 489) || ((int)$CreditScore <= 529) {
$InterestRate = 20.90;
}
}
if ((int)$VehicleYear == 2010){
$Term = 36;
if ((int)$CreditScore >= 720){
$InterestRate = 14.90;
}
elseif ((int)$CreditScore >= 610) || ((int)$CreditScore <= 719) {
$InterestRate = 17.90;
}
elseif ((int)$CreditScore >= 580) || ((int)$CreditScore <= 609) {
$InterestRate = 20.90;
}
elseif ((int)$CreditScore >= 530) || ((int)$CreditScore <= 579) {
$InterestRate = 20.90;
}
elseif ((int)$CreditScore >= 489) || ((int)$CreditScore <= 529) {
$InterestRate = 20.90;
}
}
if ((int)$VehicleYear == 2011){
$Term = 42;
if ((int)$CreditScore >= 720){
$InterestRate = 14.90;
}
elseif ((int)$CreditScore >= 610) || ((int)$CreditScore <= 719) {
$InterestRate = 16.90;
}
elseif ((int)$CreditScore >= 580) || ((int)$CreditScore <= 609) {
$InterestRate = 19.90;
}
elseif ((int)$CreditScore >= 530) || ((int)$CreditScore <= 579) {
$InterestRate = 19.90;
}
elseif ((int)$CreditScore >= 489) || ((int)$CreditScore <= 529) {
$InterestRate = 20.90;
}
}
if ((int)$VehicleYear == 2012){
$Term = 42;
if ((int)$CreditScore >= 720){
$InterestRate = 12.90;
}
elseif ((int)$CreditScore >= 610) || ((int)$CreditScore <= 719) {
$InterestRate = 15.90;
}
elseif ((int)$CreditScore >= 580) || ((int)$CreditScore <= 609) {
$InterestRate = 18.90;
}
elseif ((int)$CreditScore >= 530) || ((int)$CreditScore <= 579) {
$InterestRate = 19.90;
}
elseif ((int)$CreditScore >= 489) || ((int)$CreditScore <= 529) {
$InterestRate = 19.90;
}
}
if ((int)$VehicleYear == 2013){
$Term = 42;
if ((int)$CreditScore >= 720){
$InterestRate = 12.90;
}
elseif ((int)$CreditScore >= 610) || ((int)$CreditScore <= 719) {
$InterestRate = 15.90;
}
elseif ((int)$CreditScore >= 580) || ((int)$CreditScore <= 609) {
$InterestRate = 18.90;
}
elseif ((int)$CreditScore >= 530) || ((int)$CreditScore <= 579) {
$InterestRate = 18.90;
}
elseif ((int)$CreditScore >= 489) || ((int)$CreditScore <= 529) {
$InterestRate = 18.90;
}
}
if ((int)$VehicleYear >= 2014){
$Term = 48;
if ((int)$CreditScore >= 720){
$InterestRate = 11.90;
}
elseif ((int)$CreditScore >= 610) || ((int)$CreditScore <= 719) {
$InterestRate = 14.90;
}
elseif ((int)$CreditScore >= 580) || ((int)$CreditScore <= 609) {
$InterestRate = 17.90;
}
elseif ((int)$CreditScore >= 530) || ((int)$CreditScore <= 579) {
$InterestRate = 18.90;
}
elseif ((int)$CreditScore >= 489) || ((int)$CreditScore <= 529) {
$InterestRate = 18.90;
}
}
}
当我尝试在计算中使用$InterestRate
时,这既繁琐又根本不起作用。接近这个的最佳方法是什么?
编辑:有人提到使用SQL表。我不知道该怎么做。但这是基本上我的表
<table style="undefined;table-layout: fixed; width: 497px">
<colgroup>
<col style="width: 93px">
<col style="width: 73px">
<col style="width: 75px">
<col style="width: 64px">
<col style="width: 64px">
<col style="width: 64px">
<col style="width: 64px">
</colgroup>
<tr>
<th>Vehicle Year</th>
<th>Term</th>
<th>FICO</th>
<th>FICO</th>
<th>FICO</th>
<th>FICO</th>
<th>FICO</th>
</tr>
<tr>
<td></td>
<td></td>
<td>720 +</td>
<td>719-610</td>
<td>609-580</td>
<td>579-530</td>
<td>529-489</td>
</tr>
<tr>
<td>2014-current</td>
<td>48</td>
<td>11</td>
<td>14</td>
<td>17</td>
<td>18</td>
<td>18</td>
</tr>
<tr>
<td>2013</td>
<td>42</td>
<td>12</td>
<td>15</td>
<td>18</td>
<td>18</td>
<td>18</td>
</tr>
<tr>
<td>2012</td>
<td>42</td>
<td>12</td>
<td>15</td>
<td>18</td>
<td>19</td>
<td>19</td>
</tr>
<tr>
<td>2011</td>
<td>42</td>
<td>14</td>
<td>16</td>
<td>19</td>
<td>19</td>
<td>20</td>
</tr>
<tr>
<td>2010</td>
<td>36</td>
<td>14</td>
<td>17</td>
<td>20</td>
<td>20</td>
<td>20</td>
</tr>
<tr>
<td>2009</td>
<td>36</td>
<td>14</td>
<td>17</td>
<td>20</td>
<td>20</td>
<td>20</td>
</tr>
<tr>
<td>2008</td>
<td>36</td>
<td>14</td>
<td>17</td>
<td>21</td>
<td>21</td>
<td>21</td>
</tr>
<tr>
<td>2007</td>
<td>36</td>
<td>15</td>
<td>18</td>
<td>21</td>
<td>22</td>
<td>21</td>
</tr>
<tr>
<td>2006</td>
<td>24</td>
<td>15</td>
<td>18</td>
<td>21</td>
<td>22</td>
<td>22</td>
</tr>
<tr>
<td>2001-2005</td>
<td>24</td>
<td>15</td>
<td>19</td>
<td>22</td>
<td>22</td>
<td>22</td>
</tr>
</table>
Extra o
&#13;
答案 0 :(得分:1)
现在开始:删除所有重复的代码:
function creditScore( $cs ) {
$cs = (int) $cs;
if ($cs >= 720) return 5;
elseif ($cs >= 610 && $cs <= 719) return 4;
elseif ($cs >= 580 && $cs <= 609) return 3;
elseif ($cs >= 530 && $cs <= 579) return 2;
elseif ($cs >= 489 && $cs <= 529) return 1;
else return 0;
}
function interestRate($vehicleYear, $creditScore) {
$vehicleYear = (int) $vehicleYear;
$cred = creditScore( $creditScore );
if ( ! $cred ) // handle credit score below 489: returns 0
throw new Exception("Unsupported creditScore: $creditScore" );
$cred--; // otherwise it's 1..5, change to 0..4 for array index
$rates = [
2001 => [ 'term' => 24, 'rates' => [ 22.90, 22.90, 22.90, 19.90, 15.90 ] ],
2002 => [ 'term' => 24, 'rates' => [ 22.90, 22.90, 22.90, 19.90, 15.90 ] ],
2003 => [ 'term' => 24, 'rates' => [ 22.90, 22.90, 22.90, 19.90, 15.90 ] ],
2004 => [ 'term' => 24, 'rates' => [ 22.90, 22.90, 22.90, 19.90, 15.90 ] ],
2005 => [ 'term' => 24, 'rates' => [ 22.90, 22.90, 22.90, 19.90, 15.90 ] ],
2006 => [ 'term' => 24, 'rates' => [ 22.90, 22.90, 21.90, 18.90, 15.90 ] ],
2007 => [ 'term' => 36, 'rates' => [ 22.90, 22.90, 21.90, 18.90, 15.90 ] ],
2008 => [ 'term' => 36, 'rates' => [ 22.90, 22.90, 21.90, 17.90, 14.90 ] ],
2009 => [ 'term' => 36, 'rates' => [ 20.90, 20.90, 20.90, 17.90, 14.90 ] ],
2010 => [ 'term' => 36, 'rates' => [ 20.90, 20.90, 20.90, 17.90, 14.90 ] ],
2011 => [ 'term' => 42, 'rates' => [ 20.90, 19.90, 19.90, 16.90, 14.90 ] ],
2012 => [ 'term' => 42, 'rates' => [ 19.90, 19.90, 18.90, 15.90, 12.90 ] ],
2013 => [ 'term' => 42, 'rates' => [ 18.90, 18.90, 18.90, 15.90, 12.90 ] ],
2014 => [ 'term' => 48, 'rates' => [ 18.90, 18.90, 17.90, 14.90, 11.90 ] ],
];
return [ // TODO: check if isset( $rates[$vehicleYear ])
$rates[$vehicleYear]['rates'][ $cred ],
$rates[$vehicleYear]['term']
];
}
list( $interestRate, $term ) = interestRate( 2013, 666 );