Question

我想知道是否有任何银行为开发者提供api（特别是android），这样他们就可以让用户输入他们的帐户信息（可能只是用户名而不是密码），然后api可以从中检索帐户余额帐户。我认为这可能是安全的，因为它只是阅读而不是写作。

是否有人免费提供此服务？

Facebook / twitter / tumbler这样做允许其他网站在他们的应用程序中集成此功能，所以我想知道银行是否也这样做。

有人知道吗？

由于

Answer 1

如果我们可以通过仅使用帐号来获取帐户信息，那么您是否说它是安全的，它会泄露安全漏洞。

据我所知，没有提供银行用户详细信息的api。甚至银行也在说，如果某些第三人询问银行细节从未给过他们，

银行总是忠于隐藏客户信息，以及银行规则的完整性。

Answer 2

Mint在Yodlee上很漂亮，但在2011年Intut changed that when they purchased them .Yodlee有一个ruby api。其使用的样本是：

require 'rubygems'
require 'yodlee'

# Create some credentials to login with.
cred = Yodlee::Credentials.new
cred.username = 'bob'
cred.password = 'weak'

# The word the remote system stores and shows back to you to prove
# they really are Yodlee.
cred.expectation = 'roflcopter'

# An array of questions and answers. Yodlee expects you to answer
# three of thirty defined in Yodlee::Credentials::QUESTIONS.
cred.answers = [[Yodlee::Credentials::QUESTIONS[1], "The Queen"], [...]]

# That's enough credentials. Create a connection.
conn = Yodlee::Connection.new(cred)

# Connect, and get an account list.
conn.accounts.each do |account|
  puts account.institute_name, account.name, account.current_balance

  # grab a handy list of transactions. Parseable as CSV.
  puts account.simple_transactions

  # Next line needs johnson.
  # p account.transactions

  # take a look in account.account_info for a hash of useful stuff.
  # available keys vary by account type and institute.
end

# Should look something like this:

First Bank of Excess
Checking
$123.45
[...some csv...]
First Bank of Mattress
Savings
$1,234.56
[...more csv!...]

希望有所帮助。如果您需要更多信息，请发表评论。

银行是否为应用程序提供任何开发人员api？

2 个答案: