Question

现在我需要每个月设置价格值的贷款。

价格值来自totalLoan * 5%

示例：

总贷款= 4,000,000 IDR格式
每月总贷款= 4
兴趣= 5%

所以我们得到IDR 4,200,000

现在我需要在第一个月设置利息5%帐单。

要这样：

28-Apr-2019 - 1,200,000
28-May-2019 - 1,000,000
28-Jun-2019 - 1,000,000
28-Jul-2019 - 1,000,000

到目前为止，如下所示的PHP：

$totalLoan = "4000000";
$interest= "5"; //<-- 5%
$loan = 4;
$fixedDateEveryMonth = 28;
$start = new DateTime(date('Y-m-') . $fixedDateEveryMonth);
for($i = 1; $i <= $loan; $i++)
{
    $start->add(new DateInterval("P1M"));
    $dateLoan = $start->format('Y-m-d');

    echo $dateLoan." = ".$priceLoan; //<-- assume
}

该怎么做？

Answer 1

$totalLoan = "4000000";
$interest= "5"; //<-- 5%
$loan = 4;
$fixedDateEveryMonth = 28;
$start = new DateTime(date('Y-m-') . $fixedDateEveryMonth);
$everyMonthPriceLoan = $totalLoan/$loan;

for($i = 1; $i <= $loan; $i++)
{
    $start->add(new DateInterval("P1M"));
    $dateLoan = $start->format('Y-m-d');
    $priceLoan = $everyMonthPriceLoan + ($totalLoan/100*$interest);

    echo $dateLoan." = ".$priceLoan; //<-- assume
    $interest = 0;
}

Answer 2

您可以尝试一下。它以总贷款除以贷款期数来计算贷款分期付款，然后将总利息（总贷款*利息/ 100）添加到第一批中；第一次付款后重置分期付款价值：

$totalLoan = "4000000";
$interest= "5"; //<-- 5%
$loan = 4;
$instalment = $totalLoan / $loan;
$priceLoan = $instalment + $totalLoan * $interest / 100;
$fixedDateEveryMonth = 28;
$start = new DateTime(date('Y-m-') . $fixedDateEveryMonth);
for ($i = 1; $i <= $loan; $i++) {
    $start->add(new DateInterval("P1M"));
    $dateLoan = $start->format('Y-m-d');
    echo "$dateLoan - " . number_format($priceLoan, 0) . "\n";
    $priceLoan = $instalment;
}

输出：

28-Apr-2019 - 1,200,000
28-May-2019 - 1,000,000 
28-Jun-2019 - 1,000,000 
28-Jul-2019 - 1,000,000

Demo on 3v4l.org

PHP在下个月获得继续日期，并每月获得价格贷款，并在第一个月支付利息

2 个答案: